Specialist Underwriting

Bespoke, flexible and above all, affordable insurance

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Specialist Underwriting for Antique, Antique Centre, Museum, Fine Art Dealer & Auctioneer Insurances

Working with our selected insurer partners

Any business owner would be concerned about the risks that face their business, but when dealing with Art, Antiques and items that may not be replaceable, at any cost, it is important to have insurance that is capable of fulfilling your expectations.

This is why we work with several leading insurers, to arrange specialist products for these trades. It enables you, as a broker, to arrange the correct cover for your client and combine their commercial insurances onto one policy, with one renewal date and one premium.

What we Write

Our products are aimed at medium to large sized business, on the trades listed below and we can underwrite to high TSI limits.

Our products can cover a wide range of businesses including:

  • Antique Dealers (working from a business premises, or from home)
  • Antique and Fine Art Auctioneers
  • Antique Centres
  • Art in Business Premises
  • Auctioneers
  • HNW Collectors of Fine Art
  • Galleries
  • Jewellery & Watches combined with Art (minimum sum insured £100,000)
  • Museums
  • Restorers
  • Wine in Bond
Close-up of classical style sculptures

High Level of Service

We deal promptly with enquiries, although we require an agency/TOBA in place to bind cover. Our policies provide a range of covers. These can include:

  • Stock
  • Goods in Transit
  • Exhibition Cover
  • Defective Title
  • Contents
  • Business Interruption
  • Buildings
  • Employers, Public and Products Liability
  • Personal Accident-Assault
  • Auctioneers Professional Indemnity (Professional Indemnity only available to Auctioneers)
Craftsman working in workshop on antique furniture piece
Cover design of insurance wording document
Close-up of the spines of old  antique books
Cover design of insurance wording document